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Sukanya Samriddhi Yojana - Beti Bachao Beti Padhao (BBBP) Scheme
by Ministry of Women and Child Development, Government of India
Mode
In-Person
Fee
Free
Duration
Ongoing
About This Opportunity
The Sukanya Suraksha Yojana, introduced by the Government of India under the broader National Savings framework, is a dedicated financial initiative designed to secure the future of girl children. The scheme aims to promote long-term savings for girls' education, marriage, and overall financial empowerment, offering one of the highest interest rates among government-backed savings plans.
This program specifically benefits Indian girl children below 10 years of age, as an account—known as a Sukanya Samriddhi Account (SSA)—must be opened in their name. Parents or legal guardians can open the account at any authorized bank or post office. The girl child must be an Indian resident to qualify for the scheme.
The scheme provides attractive interest rates, tax exemptions under Section 80C, and tax-free maturity benefits, ensuring strong financial growth over time. Deposits can be made for 15 years, with the account maturing after 21 years, making it ideal for major financial needs such as higher education and marriage.
Beyond financial security, Sukanya Suraksha Yojana supports the government’s broader vision of empowering girl children by encouraging families to plan early for their daughters’ futures. The scheme promotes responsible savings habits and reduces financial burdens during significant life milestones.
With its guaranteed returns, safety, and tax benefits, the Sukanya Suraksha Yojana stands as a reliable initiative for parents seeking to build a strong financial foundation for their daughters.
Eligibility
- Grade Level
- Age Range
- 0 - 10 years
- Gender
- female only
- Location
- Nationwide
The Beti Bachao Beti Padhao scheme is open to resident Indian girl children under 10 years of age. A mandatory requirement is to open a Sukanya Samriddhi Account (SSA) in the girl's name at an Indian bank or post office. This scheme is applicable nationwide across India.
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Benefits
- Financial security for the girl child's future through the Sukanya Samriddhi Account.
- Tax benefits on deposits made into the Sukanya Samriddhi Account.
- Promotion of girl child education and increased enrollment in schools.
- Awareness generation about gender equality and combating gender-based discrimination.
- Improved access to welfare services for women and girls.
- Support for preventing child marriage and female infanticide.
- Offers a high interest rate (currently 8.2% per annum) on savings for the girl child's education and marriage.
- Promotes and facilitates increased enrollment of girl children in schools and higher education.
- Generates widespread awareness about gender equality and actively combats gender-based discrimination.
- High interest rate of 8.2% per annum on savings for education and marriage.
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